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FAQs
- What kinds of questions should I be expected to answer when I’m applying for an insurance policy
- What are the advantages to using an agent to purchase insurance?
- I have an older car whose current market value is very low – do I really need to purchase car insurance?
- What is the difference between collision physical damage coverage and comprehensive physical damage coverage?
- What factors can affect the cost of my car insurance in Arizona & New Jersey?
- What are some practical things I can do to lower the cost of my home insurance?
- What does homeowners insurance cover in Arizona & New Jersey?
- What is the difference between “actual cash value” and “replacement cost”?
- What factors should I consider when purchasing homeowners insurance?
- What are the policy limits (i.e., coverage limits) in the standard homeowners policy?
- Where and when is my personal property covered?
- Do I need earthquake coverage in Arizona & New Jersey? How can I get it?
- How much life insurance should an individual own?
- What about purchasing life insurance for a spouse or children?
- Should term insurance or cash value life insurance be purchased?
- How does mortgage protection term insurance differ from other types of term life insurance?
- Can an existing life insurance policy be used to provide for the repayment of an outstanding mortgage loan?
- Is credit life insurance a good buy?
- Why would I want to buy renters insurance?
- How does a renters insurance policy protect my personal property?
- Why do some apartment complexes require tenants to have renters insurance?
- What if I share my apartment with a roommate? Do we both need to have renters insurance?
- What is a personal umbrella liability policy?
- How do I know if I need a personal umbrella liability policy?
- Will turning in a claim automatically increase my insurance?
- What is an adjuster?
- What is scheduling?
- What is the difference between “replacement cost” and “market value”?
- Do I need to have auto insurance if my vehicle is paid off?
- What is broad form collision and can I choose something different?
- Should I make my payments to your agency or the insurance company?
